Kat Fish, licensed mortgage broker and founder of Mortgage Tool Bus
Meet Your Broker

Hi, I'm Kat Fish.

Licensed Mortgage Broker · NMLS #2609071 · Colorado Springs, CO

I'm a mortgage broker, a former 911 dispatcher, and the driver of the Mortgage Tool Bus. 🚌

My job isn't to pressure you into a loan. It's to help you understand your options, build a plan, and move toward homeownership with clarity and confidence.

Years in emergency dispatch taught me how to stay calm under pressure, gather information carefully, and focus on solutions. I bring that same calm, steady approach to the mortgage process.

❤ Let's Go Home.

"I used to help people on the worst day of their life as a 911 dispatcher. Now I get to help people work toward one of the best days of their life: becoming homeowners."

How I Got Here

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Montana Roots

I grew up in Montana as the eldest of five kids. Taking care of people, helping where I could, and creating calm during stressful moments has always been part of who I am.

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Caregiver & Problem Solver

Before mortgages, I spent years caring for families, managing responsibilities behind the scenes, and learning both the people side and the analytical side of business. Helping people feel supported and informed has always been at the center of my work.

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Emergency Dispatch

In 2018, I joined the Colorado Springs Police Department as a 911 call taker and emergency dispatcher. Later, I worked in emergency dispatch for Colorado Springs Utilities. Those years taught me to listen carefully, stay steady, and help people through hard moments one step at a time.

🏡

Mortgage Tool Bus

In 2025, a friend suggested mortgage brokering. I passed my licensing exam and realized I could bring together the things I love most: education, encouragement, problem-solving, and helping people move toward homeownership.

What You Can Expect from Me

🤝

Honesty, Always

I'll tell you what's actually possible and what the real timeline could look like. No false promises. No rushing you into anything.

Your Pace, Not Mine

Maybe you're ready now. Maybe you're 6 months, 1 year, or 2 years out. I'll still help you find the next step.

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Zero Shame

Your starting point doesn't define your ending point. Credit challenges, rental history, starting over, or feeling unsure are all things we can talk through.

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No Mystery

I use a Homebuyer Roadmap so you can see where you are, what's next, and what needs attention before you move forward.

❤️

Genuine Cheerleader

I'll celebrate your progress, even if your path takes time or you end up working with someone else. Your goal still matters.

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220+ Lender Partners

As a broker, I shop across 220+ lenders to help find a loan that fits your goals, budget, and long-term plans.

A Little More About Me 🚌

💛 My husband Justin is a retired military veteran with 10 years of service. VA loans hold a special place in my heart.
📚 Before Mortgage Tool Bus, I ran a book YouTube channel called The Book Tart, reviewing fiction and interviewing authors before BookTok existed.
🏔️ I'm a Montana girl at heart. Justin and I dream of returning someday with land,our chickens, a garden, and family close by.
🥢 I explain mortgage payments with a crocheted sushi roll. Principal is the rice, interest is the soy sauce, taxes are the crunchy veggies, and insurance is the seaweed. You'll never forget PITI again.
🐾 Our Staffordshire Terrier is the absolute light of our life.
✝️ My faith guides how I serve people. I believe homeownership can help create safety, stability, and possibility for families.

Ready to Hop On?

Maybe you're ready to buy soon. Maybe you're just starting to ask questions. Either way, there's a seat for you here.

❤ Enough baby steps in the right direction, you'll achieve your goals.